Addiction Treatment costs can seriously affect your financial stability if not appropriately managed. Insurance plans come to the rescue for a limited amount and time. Ultimately, you are left with the out-of-pocket option for the treatment. Tricare works best for military personnel, veterans, and their families regarding substance abuse treatment.
Are you struggling to opt for Tricare substance abuse treatment being active or retired army personnel in Washington, Maryland, or Virginia? Or your loved one from your family needs addiction treatment. Contact ChoicePoint 844.445.2563 for a consultation!
Tricare Insurance for Substance Abuse
In 2017, the U.S. government initiated a step towards the sober U.S. by including addiction treatment coverage in Tricare, which is an insurance plan specifically designed for people who have or are serving in the military and for their families.
According to the ACA Act 2010, every insurance program must cover all addiction treatment modules required to complete rehab until sobriety.
How Tricare Helps
Tricare benefits can be obtained through a health care provider. This can be a person i.e. doctor, hospital, and rehab centers. How much Tricare covers and how it covers depends on certain factors, including:
Service rank and type
Location of beneficiary
Types of Dependents
Tricare In-Network Provider
When a healthcare provider has contracted with Tricare Insurance in your area, they are termed an In-Network insurance provider. In-Network providers have benefits over Out-of-Network, Such as:
The less out-of-pocket cost of Treatment.
The provider files your Claim.
Accepts Negotiated rates as payment.
Tricare Out-Of-Network Provider
Some Tricare Substance abuse treatment providers do not necessarily make contracts but accept Tricare as insurance payment for treatment. They have some limitations, including:
Heavier out-of-pocket costs.
You have to file claims on your own.
Not necessarily accept the Tricare treatment rates.
Types of Tricare Substance Abuse Treatment
Tricare covers a variety of substance abuse treatments that allows you to comprehensively select and obtain the required outcomes for maintaining sobriety.
1) Addiction Treatment
Military life comes with unique challenges, and addiction is one of them. Military personnel and their families have to suffer from these mishaps once in a lifetime. Addiction can be of different types, requiring a specific treatment plan that your Tricare can cover. It can be:
2) Addiction Psychotherapies
For an inclusive Tricare substance abuse treatment, you may need to undergo a series of addiction therapies to improve mental health and maintain long-lasting abstinence. These may include:
3) Treatment Setups
All of the Tricare substance abuse treatment can be obtained at the following treatment programs:
All of these depend on the feasibility and severity of the problem.
4) Dual Diagnosis Treatment
Co-occurring disorders such that If you suffer from mental illness along with addiction problems which are common among military personnel due to Post-war traumatic experiences, you are required to go through dual diagnosis treatment, which Tricare also covers
How to Pay for Treatment Not Covered by Tricare
If you are struggling to find the options for payment of your substance abuse treatment, we can suggest two options.
Tricare Substance Abuse In-Network Treatment Provider
ChoicePoint offers hassle-free In-Network Tricare Substance abuse treatment in Washington, Maryland, and Virginia with DEA-Certified specialists and all prerequisites for completing and maintaining an iron fist sober life. You may refer to our blog section to learn more about addiction types, treatments, and therapy benefits all in one. Call Now 844.445.2563 to discuss your treatment options or Tricare health plan!
Frequently Asked Questions
Do Tricare Plans Affect Substance Abuse Treatment?
Yes! Your area and service rank decides your Tricare plan, which offers treatment coverage accordingly.
Can My Family Members Get Benefit From Tricare for Substance Abuse Treatment?
Depending on your Tricare plan, you may or may not have availability of coverage for the treatment of your dependents.
How Much Does Tricare Cost Per Month?
Again, with the type of Tricare, your monthly cost may range from $0 to $1,165.