Medicare Health Insurance In New Jersey

Medicare, a US-based federal health insurance program, provides healthcare services to people who are 65 and above. For Medicare to extend their health care services to you, you must meet specific eligibility criteria:

• You must be 65 or above
• People below 65 years and have End-Stage Renal Disease (ESRD)
• People under 65 having Social Security disability benefits

Medicare health care funding comes from your Social Security and Medicare taxes, as well as premiums paid by Medicare beneficiaries and the federal budget. Medicare health care plans are further subdivided into multiple plans that cover a wide range of needs, some paid for by the insured person.

Parts of Medicare 

There are four parts of Medicare, providing different types of services for the insured:

Medicare Part A (InPatient/Hospital Insurance)

Medicare part A cover: 

• Inpatient Hospital Stays
• Skilled Nursing Facility Care
•  Hospice Care

Medicare Part B (OutPatient/Medical Insurance)

Medicare part B cover:

• Doctors’ Services
• Outpatient Care
• Medical Supplies
• Preventive Services

Medicare Part C (Medicare Advantage Plans)

Medicare Part C is also known as Medicare Advantage Plan or MA. it is offered by private companies, and it provides coverage for Medicare parts A and B and additional services like:

• Extra coverage for vision, hearing, dental programs
• Prescription drugs
• Doctor’s visits
• Mental health services

Medicare Part D (Prescription Drug Coverage)

In 2022, Private insurers offer plans which need a monthly cost of around $33. Medicare Part D covers:

• Prescription drugs
• Recommended shots or vaccines

For more information about your insurance policy and cost coverage, fill out this form and verify your Insurance.

Medicare Part C (Medicare Advantage Plans)

Medicare Part C is also known as Medicare Advantage Plan or MA. it is offered by private companies, and it provides coverage for Medicare parts A and B and additional services like:

• Extra coverage for vision, hearing, dental programs
• Prescription drugs
• Doctor’s visits
• Mental health services

Medicare Part D (Prescription Drug Coverage)

In 2022, Private insurers offer plans which need a monthly cost of around $33. Medicare Part D covers:

• Prescription drugs
• Recommended shots or vaccines

For more information about your insurance policy and cost coverage, fill out this form and verify your Insurance.

Medicare Coverage: Mental Health and Substance Abuse

With Medicare, you can avail of their services to treat co-occurring disorders. A person receiving treatment must pay deductibles, copayments, and coinsurance. Medicare covers the following Inpatient and outpatient therapy for alcoholism and substance abuse:

• Psychotherapy
• Structured Assessment and Brief Intervention (SBIRT)
• Patient education regarding diagnosis and treatment
• Post-hospitalization follow-up
• Outpatient prescription drugs
• Inpatient prescription drugs 

Medicare will provide coverage for the following medications during addiction treatment programs:

• Buprenorphine
• Naltrexone
• Naloxone
• Acamprosate
• Disulfiram
• Methadone
• Suboxone

Under Medicare Parts A, B, and C, MAT services are covered as a comprehensive benefit. For more information, contact us at 844.445.2565

ChoicePoint In New Jersey Accepts Medicare

ChoicePoint in New Jersey recognizes that the foundation of a healthy community is providing care to those who need it the most. Our highly specialized staff at ChoicePoint is dedicated to improving the lives of millions of members. New Jersey’s ChoicePoint collaborates with providers to establish and provide high-quality, cost-effective health care solutions. ChoicePoint accepts Medicare and all its plans. Simply call us at 844.445.2565 and start your journey towards recovery.