Did you know that out of 21 million US citizens suffering from substance abuse, only 11% of them acquire treatment? The idea of bearing the costs of expensive substance abuse rehab can be the main reason that addictions go untreated, and some people could get discouraged from enrolling. However, substance abuse is now covered by all marketplace insurance plans, allowing more people to receive care and overcome their addictions. If you or a loved one is suffering from substance abuse and are looking for rehab centers near me that accept all insurance programs, Medicare, Medicaid, and commercial Insurance.
What is Drug and Alcohol Rehab Insurance?
In the US, The Affordable Care Act (ACA) made it mandatory for health insurance plans to cover drug and alcohol addiction treatment. This covers military Insurance, Medicaid, Medicare, commercial insurance plans, and state-funded healthcare insurance programs. However, only a portion of rehab is covered by this insurance policy. There are specific guidelines that are to be followed. Some insurance policies only cover the initial 30 days, and some cover outpatient treatment.
Are you looking for rehab centers near me that accept all insurance programs? Call ChoicePoint at 844.445.2563 today to talk with a recovery expert about rehab costs, care options, insurance coverage, and benefits.
Insurance Providers That May Cover Addiction Treatment Near You
As addiction treatment is expensive, Insurance companies provide full or some sort of coverage to ease your transition into sobriety. The following Insurance providers may cover Addiction treatment:
- Aetna Health Insurance
- Amerigroup Insurance
- United Healthcare
- Optum Health
- UMR (United Medical Resources)
- Medicare Supplement Plan
- NJ FamilyCare
- Health Net Insurance
- Oscar Health
- Beacon Health Options
- AllWays Health
- Horizon Blue Cross Blue Shield
ChoicePoint: The Outpatient Rehab Centers Near Me That Accept All Insurance Programs
ChoicePoint offers you safe ways to get treatment for substance use disorders. Our addiction treatment programs are highly flexible, allowing patients to avail of Telehealth services and visit the facility on scheduled days only. ChoicePoint offers in-person and virtual addiction treatment for all. Working along with our DEA-certified doctor, they will guide you and choose the best course of action for your needs. Keeping in mind your substance abuse level and the severity of your addiction.If you think that you might have an addiction? Take this free quiz and find out now!
ChoicePoint’s comprehensive addiction treatment programs can be the key to your lasting sobriety. Some of our addiction treatments programs that are covered by Insurance include:
1. The Outpatient Addiction Treatment Program
People with hectic schedules can get treated without staying in a rehab facility 24/7. Addiction treatment and therapy sessions with our DEA-certified doctors will be scheduled based on your availability. Outpatient programs are just as effective as Inpatient programs, with the added advantage of flexibility.
2. Intensive Outpatient Program
The greatest level of care available for people suffering from substance abuse is intensive outpatient treatment (IOP). IOP is a haven away from all the temptations that can result in consuming addictive substances and increasing the likelihood of relapse. Intensive outpatient programs enable patients to continue their normal lives as per routine. Patients only have to visit the facility on a scheduled day, live at home, and get better while close ones surround them.
3. Telehealth Addiction Program
For people worried about mobility issues, we offer a Telehealth addiction program. Telehealth addiction program makes recovering from substance abuse just a click away. Patients can set up virtual appointments and attend therapy sessions from the comfort of their homes.
4. Detox Addiction Treatment Program
At ChoicePoint, our medically supervised detox plan helps patients to cope with withdrawal symptoms in a safe environment, which otherwise is too intense and could lead to an inevitable relapse. ChoicePoint offers a safe way to get rid of all the toxins from your body. Our doctors ensure to stay with the patients and observe them closely in case of a problem.
5. Dual Diagnosis Treatment
Did you know that addiction and mental illness are closely linked? To cure addiction, we cannot ignore the mental strain it may have put on a patient’s health. Thus, our doctors at ChoicePoint know how important it is to address the underlying causes of your addiction which may include trauma, depression, or anxiety. Dual diagnosis treatment is a holistic treatment plan that treats both disorders simultaneously using:
6. Medication-Assisted Treatment Program (MAT)
At ChoicePoint, we provide Medication-Assisted Treatment that offers FDA-approved medications such as Buprenorphine®, Suboxone®, Subutex®, and Naltrexone®. The medications are combined with behavioral therapies like CBT and DBT to assist patients in detoxification and recovery from substance abuse. Our addiction specialists believe in a holistic approach while treating addiction.
No Insurance? No Problem! Get Alcohol or Drug Rehab Near You Without Insurance Program
If you require drug or alcohol rehab centers near me but have no insurance and few means, you may want to consider state-funded rehabilitation centers. Locally and state-funded rehab clinics are tax-funded addiction treatment facilities. Moreover, there are various loan and scholarship programs that the government funds to provide for people who do not have an insurance program.
You might be required to provide:
- Documentation of your income: These are required to make sure that you need the specified program.
- Lack of Insurance: You will need to prove that you do not have Insurance while applying for the program.
- Citizenship in the United States: You must be a United States of America citizen, or you will probably be tossed off the list because of ineligibility.
- Residency in the state where you want to receive treatment when you apply to one of these programs: You will be asked to provide all details about the center where you will receive your treatment.
Paying Out of Your Pocket
Additionally, you can pay for drug and alcohol therapy out of your own pocket. A health insurance plan is not required to receive the best care. Priority should be given to your health over the cost of the treatment. When you can pay for the treatment out of your pocket, you might want to reconsider signing up for insurance plans.
Why Do Some People With Health Insurance Choose to Self-pay for Addiction Treatment?
Even with an insurance plan, sometimes the options are limited because not all costs are covered fully. This puts people in a difficult situation. Some plans only cover the addiction and leave the mental health part of rehab. By selecting self-pay over health insurance plans, you may choose the medical facility with complete freedom. Additionally, you won’t have to wait months or even weeks for your insurer to approve your coverage. In short, this program will be tailored according to your needs and requirements.
Most Asked FAQs About Substance Abuse Insurance Coverage
a) Does My Health Insurance Cover the Cost of Drug Rehab Centers Near Me?
Most Insurance programs cover the cost of alcohol and drug rehab. Look for rehab centers that provide maximum benefits in your budget. The expenditure on rehab may depend on:
- The type of facility
- Duration of stay or treatment
- The type of treatment plan you choose
b) Does Choicepoint Accept Medicare or Medicaid Coverage?
Yes, ChoicePoint may accept both Medicare and Medicaid coverage. People with substance abuse are eligible for Medicare benefits under the Affordable Care Act. Medicaid offers low-income adults, kids, and those with disabilities access to affordable health coverage. Both the state and the federal governments fund them. If you have Medicaid coverage, you can pay for drug and alcohol treatment, including medication-assisted therapy (MAT), detox, and outpatient rehab at ChoicePoint.
c) How Much Does Drug Rehab Centers Near Me Cost Without Insurance?
Alcohol treatment programs are often fully or partially covered by health insurance for individuals. This is so because addiction, like heart disease or cancer, is a disease that necessitates medical care. An outpatient program may cost somewhere around $1500. At the same time, the inpatient treatment program may cost somewhere around $4383. However, these will be reduced once you use Insurance for these programs.
d) What’s the Difference Between “in-network” and “Out-of-network” Insurance?
- A group of medical professionals with direct contracts with your health insurance company is referred to as in-network providers. They assist in reducing healthcare costs and maintaining a high standard of treatment for its members. The health insurance company directly bargains contracts with in-network providers.
- In contrast, an out-of-network provider is a doctor or other healthcare professional who does not have a formal agreement with your health insurance provider. The amount these providers can charge the member for provided medical services is not restricted. As a result, Members can be responsible for unexpected expenses and higher-than-expected service fees.
e) How Does the Insurance Process Work?
It is usually as easy as verifying at a facility to use Insurance to pay for drug rehab. It includes the following steps:
- You will first have to verify your Insurance before your insurance provider declares that you are qualified for coverage.
- If you have health insurance, your treatment center will inform you of your health insurance and whether or not their center seems to be in when you ask about it.
- Even with Insurance, you can still incur certain out-of-pocket expenses for your treatment, such as co-pays, deductibles, and other expenses.
- Government-sponsored health insurance programs like Medicare and Medicaid can help with the cost of drug rehab. Your state may offer Medicaid, a program dependent on an individual’s income. Most people with lower salaries are eligible.
Want to verify your Insurance? Simply fill out this verification form and find out now!
Rehab Centers Near Me That Accept All Insurances – In A Nutshell
Overcoming the fear of getting into rehab near you to get addiction treatment is a huge step. Understandably, when paying for addiction treatment, people might feel apprehensive. Fortunately, insurance companies might offer a way to assist you in paying all or at least some of the costs associated with your addiction treatment at a drug and alcohol rehab. Having solved one problem, you may now be concerned that you won’t be able to find rehab centers near me that accept all insurance programs. The answer to that is ChoicePoint! We accept all commercial and state-funded insurance providers, so you can solely focus on getting sober and not worry about finances.
At ChoicePoint, commercial and state-funded insurance providers may provide coverage for all addiction treatment programs, including Outpatient/Intensive Outpatient, Telehealth, Detox, and Dual diagnosis treatment. So if you or someone you know is struggling with addiction and needs a drug and alcohol rehab that accepts all Insurance, contact ChoicePoint at 844.445.2563, verify your Insurance and schedule an appointment today!