Getting Started with BCBS Alcohol Rehab in NJ

Blue Cross Blue Shield (BCBS) is one of the largest private insurance companies. Like all insurance providers, BCBS also covers the cost of alcohol rehab. However, the coverage varies from state to state. The treatments covered by BCBS alcohol rehab in NJ include:

We also accept commercial insurance for those sponsored by an employer. Verify your BCBS in NJ insurance plan with ChoicePoint and get admitted to a 3 month rehab or 30 day alcohol rehab program.

Table of Contents

Blue Cross Blue Shield (BCBS) Coverage in NJ

Horizon NJ Health is another name for its parent company, Blue Cross Blue Shield. Horizon Blue offers many medical plans, including:

Individual plan
Family plan
Low or no-cost plan (Affiliated with Medicaid through NJ FamilyCare.)
Senior Citizens (over the age of 65; includes Medicare options)

Medical Plans with Their Features

Different medical plans can be availed under the mentioned plans. There can be many nuances to an insurance plan. While the general features of the plans are explained, you should talk to your insurer and the provider to understand the costs of an addiction plan to avoid any discrepancies.

Medical Plans	Features	Cost
EPO (Exclusive Provider Organization)	You can get treatment from in-network care providers without a referral.	Relatively lower costs
HMO (Health Maintenance Organization)	Limited provider choices (only in-network ones); you need a referral from your primary care physician.	Lower premiums
PPO (Preferred Provider Organization)	Availability to any in-network or out-of-network provider without referral.	High deductibles and premiums.
POS (Point of Service Plan)	Patients may choose in-network and out-of-network providers. You may ask for a referral or make claims on your own. But the costs of the latter are higher.	Out-of-network care can be expensive.
OMNIA℠ Health Plans	Availability of coverage throughout New Jersey. No referrals by PCP are needed.	Lower premiums

When it comes to addiction treatment coverage, the rules are the same. Depending on whether you meet the criteria, alcohol addiction treatment can be taken in-network or out-of-network.

Blue Cross Blue Shield Rehab Insurance Coverage

Alcohol Treatment Plans Covered by Horizon BCBS Alcohol Rehab in NJ

Thanks to the Affordable Care Act (ACA), all insurers must address behavioral health issues like physical health conditions. The cost of alcohol rehab will be determined according to your plan. Horizon BCBS in NJ covers the following treatment plans available at ChoicePoint’s top-rated Alcohol rehab in NJ.

a) Painless and Rapid Medical Detox

Rapid detox is a treatment process that helps to get the alcohol out of your system under the supervision of medical staff to avoid harmful alcohol withdrawal symptoms.

BCBS alcohol rehab in NJ is likely to cover medical detox in inpatient as well as outpatient settings to an extent. This means you can receive alcohol detox at most levels of care at ChoicePoint Fairlawn Rehab.

b) Online Alcohol Therapies and Counseling Sessions

To combat post-drinking depression and to support the detox process. Alcohol Therapies and counseling is what is the next level of treatment Alcohol Therapies and counseling is what is the next level of treatment. New Jersey Alcohol therapists are usually partially or fully covered by BCBS. This may also include:

It is recommended to take therapies while taking medications or detox as the primary treatment.

c) Dual Diagnosis Treatment

Dual diagnosis means struggling with substance misuse and an additional mental health condition like anxiety, depression, or ADHD. Since behavioral health issues need to be covered by insurance, Horizon BCBS will likely provide an integrated treatment that addresses both issues. However, you need to check in with your insurer or BCBS alcohol rehab in NJ. This may include:

Medication management
Psychiatric evaluation
New Prescription and refills
Regular check-ups
Therapy or counseling

d) Online Medication-Assisted Treatment (MAT) For Alcohol Use Disorder

To help a person abstain from alcohol craving and withdrawal symptoms. MAT program plays a major role in sustaining long-term recovery. The prescription drugs included in MAT are:

According to Horizon Blue’s official document, you will need to pay a co-pay in certain cases. The cost for the benefit plans NJ Familycare C, and NJ Familycare D (for generic versions) is as low as $1. For brand versions, patients will need to pay $5. The copay for other benefit plans is minimal to zero.

Did you know Horizon BCBS sponsors over 3 million members in New Jersey, making it the largest insurance provider in NJ.

Did you know Horizon BCBS sponsors over 3 million members in New Jersey, making it the largest insurance provider in NJ.

Outpatient and Inpatient Alcohol Rehab

While both residential and outpatient treatments are covered at a ChoicePoint alcohol rehab in NJ, the extent of coverage is determined based on the following:

Premiums
Affordability

For instance, if you are Medicaid-sponsored, you will have fixed paid days annually. Likewise, outpatient visits are also covered by insurance. All you need to do is find a BCBS alcohol rehab in NJ.

Here’s what our former patients had to say about our intensive outpatient care.

“I had a wonderful experience with IOP at ChoicePoint. The counselors and the peer recovery specialist were top-notch, compassionate, and extremely helpful in my recovery. Can’t recommend enough if you’re looking for outpatient addiction treatment.”

“Best place to get better. I was in rehab before, and, really, it was no help. It was all about money. After I left the other place, I relapsed because they never followed up. I ended up in ChoicePoint by someone from a hospital where I was. I wanted it to get better, so they sent me to ChoicePoint. The people were really friendly. I thought it was going to be like the last place. But it was nothing like that. ChoicePoint was really good to me from the beginning. It found me for follow-ups. Since I left Choice Point, I have been clean, found a job, and have a better relationship with my kids. I recommend to anyone who’s an addict thank you, ChoicePoint.”

ChoicePoint: A BCBS Alcohol Rehab in NJ

If you want intensive treatment, we offer BCBS-covered levels of care. Our staff ensures that you receive treatment comfortably. Just click here to verify your insurance and get admitted to top-rated alcohol rehab center for an alcohol-free life.

FAQs About BCBS Alcohol Rehab in New Jersey Answered

Check out our QA section below for the answer to more questions regarding Horizon Blue in NJ,

Are Horizon NJ, Blue Cross, and Blue Shield the same?

Yes, Horizon NJ belongs to the association of Blue Cross Blue Shield. The names of BCBS in every state are different. For example, BCBS goes by the name of Florida Blue.

Is Horizon NJ Health Medicaid?

Horizon NJ also offers incentives to people mainly sponsored by Medicaid. Your primary insurance can be Medicaid but you can also benefit from Horizon BCBS in NJ.

What Is the Most Affordable Health Insurance in NJ?

Medicaid and Medicare are aimed at providing services to low-income households. As for private insurance, Aetna Health Insurance NJ offers minimum premiums. However, you can check with other insurance plans ChoicePoint is in network with. We also accept government and other commercial insurance plans, including Medicaid and Medicare.

What’s a Better Insurance Plan, Horizon Blue Cross Blue Shield HMO Plan or Aetna HMO Plan?

Selecting from two different insurance plans requires many considerations. In addition to premiums, you should seek coverage for plans, benefits, services, and wellness programs. After researching what you need to prioritize the most, i.e., specialty of care or premiums, the decision should be made.

Additional Resources

Sources

Horizon BCBSNJ Health Insurance & Medical Plans – Horizon Blue Cross Blue Shield of New Jersey. (2024). Horizonblue.com.
https://www.horizonblue.com/members/plans/medical-plans
Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) – NJ Health Insurance & Healthcare Provider. (2020). Horizonblue.com.
https://www.horizonblue.com/
(2024). Horizonnjhealth.com.
https://www.horizonnjhealth.com/securecms-documents/1476/Formulary_Guide_ENG_9-2024.pdf
GetCoveredNJ | compare. (2024). Nj.gov.
https://nj.gov/getcoverednj/getstarted/compare/

Medical Disclaimer:

ChoicePoint aims to improve the quality of life for people struggling with substance use disorder and mental health issues. Our team of licensed medical professionals research, edit and review the content before publishing. However, this information is not intended to be a substitute for professional medical advice, diagnosis, or treatment. For medical advice please consult your physicians or ChoicePoint's qualified staff.

Start Your Journey to Recovery Today!

Jessica Plonchak

(LCSW, MBA, LCADC)

Executive Clinical Director

Jessica Plonchak serves as Executive Clinical Director at ChoicePoint. She has a Bachelor’s degree in Psychology and a Master’s degree in Social Work. She is a Licensed Clinical Alcohol and Drug Counselor (LCADC). With 17 years of relevant experience, she has helped several clients in their journey to recovery from addiction.

See author's posts

Zaryab khan

BS English Language

Medical Content Writer

Zaryab Khan has built a solid four-year career in medical writing, covering a wide range of topics from nursing to mental health and healthtech. By blending her writing skills with healthcare knowledge, she develops clear and accessible manuals for readers. She intends to deliver easy-to-understand information to allow readers to take good care of themselves.

See author's posts