What is the Average Cost of Inpatient Drug Rehab?

The average cost of inpatient drug rehab lies between $6,000-$20,000 for a standard 30-day stay without insurance.

At ChoicePoint, we offer insurance-covered inpatient drug rehab programs nationwide. From Cigna and HealthNet to Humana and BCBS, most patients pay between $1,500 and $6,000 out-of-pocket after meeting their deductible, coinsurance rate, and out-of-pocket maximum. The process for getting into our inpatient rehab is pretty simple: contact our clinical team to get an online drug evaluation and then get started with your inpatient program according to your condition. Verify your benefits for free. Call 844.445.2565 or fill out the form online to schedule an appointment.

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Highlights

The average cost of inpatient drug rehab in NJ is about $6000-$10000 without insurance. With insurance, the cost of your treatment reduces.
According to the ACA and MHPAEA, inpatient drug rehab must be covered with insurance.
ChoicePoint covers inpatient drug rehab and may accept all the major insurers for inpatient treatment all over America.
Factors like annual deductible, co-insurance rate, and out-of-pocket maximum help you get a clear idea of the average cost.
Inpatient drug rehab programs at ChoicePoint include medical detox, multiple therapies, MAT programs, and dual diagnosis.

What is the Average Cost of Inpatient Drug Rehab Without Insurance in NJ?

So, how much does rehab cost in NJ? Addiction treatment pricing without insurance varies widely, depending on factors like treatment type, facility, and location.

Program	Cost
Outpatient Rehab	Approx $2000-$10000
Inpatient Rehab	Approx $6000-$20000
Luxury Inpatient Rehab	Approx $20000-$80000

If you’re worried about the cost of inpatient drug rehab in New Jersey, ChoicePoint can help reach out today to discuss self-pay options and insurance coverage, as we are offering patients nationwide.

Differences of 30-Day, 60-Day, and 90-Day Inpatient Rehab Treatment for Drug and Alcohol?

How long someone stays in rehab can shape how deeply they heal and how prepared they are for life after treatment.

30-Day Inpatient Program	60-Day Inpatient Program	90-Day Inpatient Program
Focus on detoxification, stabilization, and initial coping strategies.	Focus on holistic therapy and building coping mechanisms.	Focus on addressing intense behavioral and social issues with psychotherapy counseling.
30-day inpatient alcohol rehab is best for people with less severe addiction.	People who require more time to break habit patterns.	Severe condition or dual disorders.

Find the right path to recovery. ChoicePoint offers 30-day inpatient rehab, 60-day, and 90-day inpatient rehab programs, depending on your addiction severity, including medical inpatient detox, therapy, and comprehensive support, so call today at 844.445.2565 or reach out online to get started.

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Insurance Plans

Now accepting patients nationwide with commercial insurance or private pay. Verify your insurance now!

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6 Common Factors that Affect Costs for Inpatient Rehab

If you are wondering, how much is rehab? Several factors influence the average cost of inpatient drug rehab, including:

Type of addiction treatment facility: There is a range of treatment settings available for people struggling with addiction, and some cost more than others.
Location of the addiction treatment facility: Some people may attend a facility near their home, while others may opt for a facility with a specialty location.
Size of the addiction treatment program: A large program with more participants may cost less than a smaller, more intimate program.
Addiction treatments provided: Addiction treatment varies based on a person’s needs.
Length of the program: The length of the program can vary greatly, from a week to several months, or longer in some cases, which can influence the cost of drug rehab.
Amenities offered: Some facilities offer various amenities, such as a swimming pool, on-site gym, massage therapy, nutrition counseling, and more.

Detox Duration and Complexity by Substance

Opioid withdrawal is intensely uncomfortable and frequently triggers relapse without medical support. More complex withdrawal requires more intensive medical intervention, longer monitoring periods, and, in some cases, more expensive medications. These factors ultimately affect the average cost of inpatient drug rehab.

Substances	Withdrawal Risk Level	Typical Detox Duration	Medical Supervision Required?
Alcohol	seizures, DTs	5-10 days	Always
Opioids (heroin, fentanyl, prescription)	Moderate-severe symptoms	5-7 days	Strongly recommended
Benzodiazepines (Xanax, Klonopin, Valium)	High-potentially fatal	7-14 days	Required
Stimulants	Moderate-psychiatric symptoms	3-5 days	Recommended for severe cases
Marijuana	Low-psychological primarily	3-5 days	Case-by-case
Prescription opioids	Moderate-High	5-7 days	Strongly recommended

ChoicePoint offers medically supervised rapid detox for all of these substances. Detox is combined with MAT and therapy from day one, not administered in isolation.

How Commercial Insurance Calculates Your Actual Inpatient Drug Rehab Cost

The factors that help you get a clear idea of the average cost of inpatient drug rehab include:

The amount you pay out-of-pocket before your insurer contributes anything.
The percentage of costs you share with your insurer after your deductible is met.
The ceiling on what you pay in a single benefit year. Once you hit this number, your insurer covers 100% of covered services for the remainder of this year.
Being in-network means negotiated rates and lower coinsurance. Being out-of-network on an HMO plan often means $0 in coverage from the insurer.

ChoicePoint works with most major commercial insurance providers and offers flexible self-pay options for inpatient and luxury rehab in NJ. Call now to check your benefits and begin admission. We are serving patients nationwide.

Inpatient Drug Rehab Costs Compared: Insured vs. Uninsured Patients

Paying for Rehab: What Insurance Really Covers

What does ChoicePoint’s Inpatient Drug Rehab Program Include

ChoicePoint’s inpatient program provides around-the-clock care from certified doctors, clinical staff, and therapists. From the first day of admission, patients undergo a full clinical drug assessment. From that assessment, a personalized treatment plan is built that reflects the individual’s substance use history, mental health status, withdrawal risk, and recovery goals. Our detox center accepts all insurers for inpatient drug rehab nationwide.

1. Inpatient Medical Detox

At ChoicePoint, in our inpatient drug rehab, we help you detox from multiple substances in a very controlled and medically supervised environment. Common substances that you can withdraw from include:

2. Therapies Included in Inpatient Drug Rehab Program

Cognitive Behavioral Therapy (CBT): CBT is one of the most rigorously studied behavioral therapies for substance use disorders. At ChoicePoint, we offer CBT groups throughout the inpatient stay to deal with triggers and withdrawal symptoms.
Dialectical Behavior Therapy (DBT): DBT at ChoicePoint is a modified form of CBT specifically designed to help patients regulate intense emotions. We use DBT techniques to tolerate distress and build interpersonal effectiveness.
EMDR (Eye Movement Desensitization and Reprocessing): ChoicePoint’s clinical team uses EMDR for trauma-related addiction. Our EMDR therapy is particularly for patients with documented PTSD, childhood trauma, or complex histories.
Individual Therapy: One-on-one sessions with a licensed therapist or counselor address personal recovery goals, underlying psychological factors, trauma, and behavioral patterns specific to each patient’s substance use.
Group Therapy: ChoicePoint’s group therapy program creates a structured, clinically facilitated environment in which patients learn from each other’s experiences, practice interpersonal skills, and build peer accountability.
Family Therapy: ChoicePoint’s family therapy sessions help rebuild family systems that have been fractured by substance use, improve communication, and establish healthy boundaries.

3. MAT Treatment

MAT is the combination of FDA-approved medications with counselling and behavioral therapy, offering several benefits to treat substance use disorder. At ChoicePoint, patients are educated about all available online MAT options and participate in treatment decisions.

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4. Dual Diagnosis Treatment

Many patients entering inpatient rehab have a co-occurring mental health disorder. ChoicePoint’s dual diagnosis inpatient treatment model addresses both conditions simultaneously. This matters because treating only the addiction while leaving the underlying mental health condition untreated significantly increases the risk of relapse.

Conditions ChoicePoint treats concurrently alongside addiction include:

ChoicePoint’s Full Continuum of Care After Inpatient Drug Rehab

ChoicePoint provides a structured step-down continuum with drug and alcohol insurance coverage:

Partial Care (PHP): A partial hospitalization program provides 20 hours of structured weekly treatment, falling at 2.5 in the ASAM criteria. Usually used for the treatment of alcohol and prescription drugs, including Tramadol, Adderall, and Xanax.
Intensive Outpatient Program (IOP): Our IOP includes 9 to 12 hours of a structured program, combining addiction therapies, counseling, and medication management.
Standard Outpatient: Once weekly therapy sessions for ongoing support, for patients who have completed IOP and have a stable home environment.
Aftercare Program: ChoicePoint’s aftercare program provides ongoing relapse prevention support, trigger-coping strategies, and recovery resources after formal treatment ends.

Specialized Programs at ChoicePoint

ChoicePoint recognizes that one-size-fits-all treatment does not work. Specialized programs are available for:

Veterans: Military-specific trauma-informed therapy, understanding of service-related stressors
Expecting Mothers: Addiction treatment during pregnancy, with specialized considerations for maternal health
Working Professionals: Flexible scheduling, HIPAA-compliant confidentiality protections
Students: Age-appropriate treatment that addresses academic pressures and social dynamics
Criminal Justice: Treatment programs for individuals involved in the justice system

Ask an Expert!

Jessica Plonchak

Executive Clinical Director at ChoicePoint

What does not qualify as an inpatient medical necessity?

Patients who are already sober and seeking inpatient care to prevent relapse, without documented clinical indicators meeting ASAM criteria, are more likely to be approved for outpatient or IOP levels of care.

What is typically an established medical necessity for inpatient care?

Active substance use
Documented history of withdrawal risk
Failed attempts at lower levels of care
Co-occurring mental health disorder requiring 24/7 clinical supervision
An unsafe living environment that prevents effective outpatient treatment

What Inpatient Insurance Coverage Means at ChoicePoint

ChoicePoint accepts most major commercial insurance plans, including Cigna, BCBS, Aetna, United Healthcare, Humana, and Health Net. ChoicePoint has DEA-certified practitioners and experienced counselors, who meet the clinical standards most commercial insurers require for covered inpatient treatment. ChoicePoint’s admissions team handles prior authorization directly.

You are just one call away from recovery. Get in touch with us now and start your inpatient rehab treatment after insurance verification.

How to Verify Your Benefits

You do not have to figure this out on your own. ChoicePoint’s admission process is built to remove financial uncertainty before you commit to anything.

Step 1: Call ChoicePoint at 844.445.2565 or complete the online form. There is no obligation to enter treatment.

Step 2: The admissions team needs your member ID, group number, and the plan name exactly as it appears on the card.

Step 3: ChoicePoint’s admission team contacts your insurance behavioral health line directly, which is frequently less informed about SUD benefits.

Step 4: You receive a plain-language breakdown: your deductible remaining for the year, your coinsurance rate, your out-of-pocket maximum, and how much you’ve used.

Step 5: If prior authorization is required, ChoicePoint initiates it. You do not manage this paperwork.

Step 6: Authorization is confirmed in writing before any commitment to admission.

FAQs

1. How much does inpatient drug rehab cost with commercial insurance?

Most patients with in-network commercial insurance pay $1,500-$6,000 out-of-pocket for a 30-day inpatient stay, depending on their deductible. Coinsurance rate, and how much of their out-of-pocket maximum has been met. Without insurance, the same stay costs $6,000-$30,000.

2. Does commercial insurance cover 30-day inpatient drug rehab?

Yes, under the Affordable Care Act, all commercial insurance plans must cover substance use disorder treatment as an essential health benefit. Coverage requires medical necessity and, in most cases, prior authorization. ChoicePoint handles prior authorization for you.

3. What is the medical necessity for inpatient drug rehab?

Insurance uses ASAM criteria. Medical necessity for inpatient care is typically established by active substance use, documented withdrawal risk, failed outpatient attempts, or a co-occurring mental health condition requiring 24/7 supervision.

4. What therapies are included in the inpatient program?

Inpatient program includes CBT, DBT, EMDR, individual therapy, group therapy, MAT with FDA-approved medications, and dual diagnosis treatment for co-occurring mental health disorders.

5. Does ChoicePoint accept my insurance for inpatient rehab?

ChoicePoint may accept Aetna insurance and most major commercial plans. Call us for a free benefits verification. The team contacts your insurer directly, so you know your costs before you commit.

6. What happens after inpatient rehab?

A ChoicePoint offers a full continuum of care after inpatient: partial care, IOP, standard outpatient, telehealth, and an aftercare program that includes relapse prevention and trigger-coping resources.

7. What if my insurance denies inpatient rehab?

You have the right to appeal. ChoicePoint’s billing team assists with medical necessity documentation and can initiate a peer-to-peer review, where ChoicePoint’s clinical director speaks directly with the insurance reviewer. Federal law also gives you the right to an independent external review if the internal appeal fails.

8. How long is the inpatient program?

Program length depends on clinical progress, insurance coverage, and individual recovery goals. Detox typically runs 3-7 days. A standard impatient stay is 28-30 days. Longer stays of 60-90 days are available and recommended for patients with severe addiction or repeated relapse history.

9. What law requires insurance plans to cover inpatient drug rehab?

The Affordable Care Act (ACA) requires most health insurance plans to cover substance use disorder treatment, including inpatient rehab.

10. What types of addiction treatment must be covered under the ACA?

Plans must include:

Medical detox
Inpatient treatment
Outpatient treatment
Medication-assisted treatment
Dual diagnosis care